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Chanda Kochhar Quotes
Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be.
~ Chanda Kochhar
Ahead
Bigger
Business
Fact
Lay
Much
Others
Retail
Strategic
Successful
Thought
Vision
design
copy
Take destiny in your own hands.
~ Chanda Kochhar
Destiny
Hands
Own
Take
Your
design
copy
Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks.
~ Chanda Kochhar
Ecosystem
Husband
In-Laws
Parents
Rocks
Thankfully
Who
design
copy
The biggest challenge for me, for all of us, was that the consumer-credit market was very, very new for India and for ICICI. I was trying to create something that was not just new for me but absolutely unknown to the organization and the country as a whole.
~ Chanda Kochhar
Absolutely
Biggest
Biggest Challenge
Challenge
Country
Create
India
Just
Market
Me
New
Organization
Something
Trying
Unknown
Us
Very
Whole
design
copy
The consolidation that we started in 2009 was clearly the requirement of that time.
~ Chanda Kochhar
Clearly
Consolidation
Requirement
Started
Time
design
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The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of making better margin on the same set of Indian firms than what we would have made by giving rupee loans.
~ Chanda Kochhar
Better
Does
Facility
Giving
Global
Global Market
India
Indian
Loans
Made
Making
Margin
Market
Risk
Same
Set
Than
Therefore
Understand
Well
Would
design
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The growth that we are targeting for our bank is in line with the banking industry.
~ Chanda Kochhar
Bank
Banking
Growth
Industry
Line
Our
Targeting
design
copy
The important source of finance is now commercial papers, bonds, and so on.
~ Chanda Kochhar
Bonds
Commercial
Finance
Important
Now
Papers
Source
design
copy
The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.
~ Chanda Kochhar
Add
Administrative
Coal
Economic
Economic Growth
Efficiency
Growth
Increase
Lot
Movement
Production
Things
design
copy
The Indian banking industry has always been full of competition, and there is enough room for growth.
~ Chanda Kochhar
Always
Banking
Been
Competition
Enough
Full
Growth
Indian
Industry
Room
design
copy
The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and plan would be able to access to capital.
~ Chanda Kochhar
Able
Access
Any
Business
Business Model
Capital
Common
Credible
Demonstrate
Entrepreneur
Entrepreneurs
Growth
Issue
Model
Plan
Who
Would
Would-Be
design
copy
The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.
~ Chanda Kochhar
Classes
Could
Entrance
Exams
Joining
Keeps
Make
More
More And More
Out
Participation
See
Were
Women
You
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copy
The real underlying value comes if you can put a company back into a running state and it becomes a successful viable entity if it continues to repay loans.
~ Chanda Kochhar
Back
Becomes
Company
Entity
Loans
Put
Real
Repay
Running
State
Successful
Underlying
Value
Viable
You
design
copy
The restructuring theme can be of various kinds. Some amount of debt gets serviced out of cash flows, some gets back-ended and resolved with sale of non-core assets of the company, and some debt gets converted into equity which might today look like a haircut.
~ Chanda Kochhar
Amount
Assets
Cash
Company
Converted
Debt
Equity
Flows
Gets
Haircut
Kinds
Like
Look
Might
Out
Resolved
Restructuring
Sale
Some
Theme
Today
Various
Which
design
copy
The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.
~ Chanda Kochhar
Acceptance
Activities
Banks
Cards
Demand
Distribution
Mainly
Payment
Payments
Products
Scope
Services
design
copy
The whole thing of moving the currency through currency sorting and detection machines and so on that was the whole process actually encouraging electronic transactions.
~ Chanda Kochhar
Actually
Currency
Detection
Electronic
Encouraging
Machines
Moving
Process
Thing
Through
Transactions
Whole
design
copy
There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of funds that are invested in India and run by Indians but are being operated from outside, mainly because of the taxation laws.
~ Chanda Kochhar
Because
Being
Business
Done
Funds
India
Indians
Invested
Laws
Lot
Lots
Mainly
Mean
Operated
Outside
Overseas
Run
Taxation
Which
design
copy
There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.
~ Chanda Kochhar
Around
Husband
Kids
Learnt
Many
Occasions
Were
Work
design
copy
To reap this demographic dividend, we need to enable the youth to acquire skills required to get the job or become self-employed.
~ Chanda Kochhar
Acquire
Become
Demographic
Enable
Get
Job
Need
Reap
Required
Skills
Youth
design
copy
Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the challenges. Because if you don't balance both, it's very easy to get carried away one way or the other. And it's when you balance the two that you find the most sustainable model.
~ Chanda Kochhar
Always
Away
Balance
Because
Both
Carried
Challenges
Easy
Eye
Eyes
Find
Get
Given
Keep
Look
Looking
Model
Most
One-Way
Opportunity
Other
Reason
Second
Sustainable
Two
Very
Way
You
design
copy
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AuthorName
Chanda Kochhar
Profession
Businesswoman
BirthDate
17 November, 1966
Country
India
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