Chanda Kochhar Quotes

A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India.
A leader has to find opportunities in any environment.
Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at a substantial rate was an appropriate aggression. Caution at a time when the economic environment is so uncertain is an appropriate caution.
Aim for the sky, but move slowly, enjoying every step along the way. It is all those little steps that make the journey complete.
All my challenges have become opportunities.
All three of us - two sisters and a brother - were brought up with an emphasis on academics.
An entrepreneur, whether man or woman, has to be willing to take help, whether financial or technical, to grow his or her business.
Any of our businesses will not exist in the form that is today, will not exist in the same form one year later, two years later... We have to worry about the disruptions in the business models and the practices.
As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.
As far as employees are concerned, clearly I like to communicate with them, since we are more than 40,000 people. I like to communicate either through e-mail or through video conferencing, which we do very often, and stream out videos and interviews. But more than that, I believe in traveling to my branches.
As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.
As far as the banking industry is concerned - and I am sure it must be true for various industries as well - is that the only thing that is constant is change. Your business models are changing, the customer demands are changing and the regulations are changing constantly.
As we were growing retail, and it was a huge growth phase, it was very important to keep our quality under control. Therefore, it was not just distribution, not just back-office operations, but also the risk-management practices. And these we learned together, supported by technology.
Business has to be done with both head and heart.
Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.
Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.
Don't cut corners or compromise to achieve your dreams.
Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going to be a good and big achievement, and I think we are, as a country, gone through many of large changes, and ICICI has been a leader in many of them.
Every business has to re-think their own business model and say does it meet this DSM test and do their products and services meet the test of being digital, social, and mobile? I think the banks are doing the same.
123456next›last»
Total Records : 149

Related Books

Author Profile

Votes :
Rating :
AuthorName
Chanda Kochhar
Profession
Businesswoman
BirthDate
17 November, 1966
Country
India
View Profile

Share to your friends..

Related Author

Arundhati Bhattacharya Chanda Kochhar Indra Nooyi Kiran Mazumdar-Shaw Padmasree Warrior Roshni Nadar Ruchi Sanghvi Twinkle Khanna
view more

Popular Topics

Attitude Death Inspirational Life Love Motivational Nature Positive