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Chanda Kochhar Quotes
Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank and, now, a universal bank.
~ Chanda Kochhar
Bank
Banks
Being
Corporate
Define
Either
Itself
Normally
Now
Retail
Transformed
Universal
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One thing I would say about the Indian consumer is that as much change and as much technology, innovation that you offer to the Indian consumer, the Indian consumer is very receptive and actually keep expecting more, and we have had that great experience.
~ Chanda Kochhar
About
Actually
Change
Consumer
Expecting
Experience
Great
Great Experience
Had
Indian
Innovation
Keep
More
Much
Offer
One Thing
Receptive
Say
Technology
Thing
Very
Would
You
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Only if you aspire for more will you achieve more.
~ Chanda Kochhar
Achieve
Aspire
More
Only
Will
You
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Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.
~ Chanda Kochhar
Always
Approach
Assets
Because
Been
Business
Doing
Has-Been
Lend
Lending
Our
Risk
Understand
Very
Well
Will
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Our focus is more on secured retail business like housing and car loans. While we will do some unsecured loans - credit cards and personal loans - we will do it primarily with existing customers.
~ Chanda Kochhar
Business
Car
Cards
Credit
Credit Cards
Customers
Existing
Focus
Housing
Like
Loans
More
Our
Personal
Primarily
Retail
Secured
Some
While
Will
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Our institutional framework needs to be bolstered further. We have to implement laws like the proposed Bankruptcy Code and GST (Goods and Services Tax), which will create efficiencies and strongly support the business environment.
~ Chanda Kochhar
Bankruptcy
Business
Code
Create
Environment
Framework
Further
Goods
Implement
Institutional
Laws
Like
Needs
Our
Proposed
Services
Strongly
Support
Tax
Which
Will
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Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in technology position us very well to leverage the growth opportunities across the economy.
~ Chanda Kochhar
Across
Base
Capital
Distribution
Diversified
Economy
Extensive
Financial
Financial Services
Funding
Growth
Large
Leadership
Leverage
Network
Opportunities
Our
Portfolio
Position
Presence
Profile
Robust
Sector
Services
Size
Technology
Us
Very
Well
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Our parents treated all three of us - two sisters and a brother - equally. When it came to education, or our future plans, there was no discrimination between us based on our gender.
~ Chanda Kochhar
Based
Between
Brother
Came
Discrimination
Education
Equally
Future
Gender
Our
Parents
Plans
Sisters
Three
Treated
Two
Us
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Over the years, we have financed projects in core industrial sectors like steel, cement, aluminium and petrochemicals, and in manufacturing sectors like automobiles and textiles.
~ Chanda Kochhar
Automobiles
Cement
Core
Financed
Industrial
Like
Manufacturing
Over
Projects
Sectors
Steel
Years
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Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to skilling.
~ Chanda Kochhar
Area
Beyond
Businesses
Care
Diverse
Education
Gone
Health
Health Care
Our
Over
Philanthropic
Projects
Take
Up
Years
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Payments banks can also act as business correspondents of other banks.
~ Chanda Kochhar
Act
Also
Banks
Business
Other
Payments
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Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels.
~ Chanda Kochhar
Across
Based
Companies
Difference
Different
Differently
Groups
Levels
Leverage
Placed
Power
Projects
Road
Stress
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Practise and practise to make your dreams turn into reality.
~ Chanda Kochhar
Dreams
Make
Practise
Reality
Turn
Your
Your Dreams
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Punjab is central to our business strategy, and we are an active partner in the state's growth.
~ Chanda Kochhar
Active
Business
Central
Growth
Our
Partner
State
Strategy
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Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid that banking is no longer going to exist and banks are going to get disrupted, I think that is a different worry.
~ Chanda Kochhar
About
Banking
Banks
Cause
Different
Disruption
Entities
Exist
Get
Going
I Think
Longer
May
Paranoid
Rather
Should
Technology
Than
Think
Trends
Worry
Worrying
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Remember that relationships are important and have to be nurtured and cherished. Also keep in mind that a relationship is a two way street, so be ready to give a relationship just as you would expect the other person to be giving to you.
~ Chanda Kochhar
Also
Cherished
Expect
Give
Giving
Important
Just
Keep
Mind
Nurtured
Other
Person
Ready
Relationship
Relationships
Remember
Street
Two
Two-Way
Way
Would
You
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Remember to be sensitive to the feelings of people around you.
~ Chanda Kochhar
Around
Feelings
People
Remember
Sensitive
You
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Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take decisions and where they also feel obliged to implement decisions in a timely manner.
~ Chanda Kochhar
Also
Any
Bankers
Comfortable
Decisions
Enabling
Environment
Feel
Form
Implement
Manner
Need
Obliged
Resolution
Restructuring
Take
Timely
Where
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Rising incomes and positive demographics will provide opportunities for retail financial services in India.
~ Chanda Kochhar
Demographics
Financial
Financial Services
Incomes
India
Opportunities
Positive
Provide
Retail
Rising
Services
Will
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She worked hard till she saw all of us through college and we became independent. I never knew that my mother had such a wealth of self-assurance and belief within her.
~ Chanda Kochhar
Became
Belief
College
Had
Hard
Her
Independent
Knew
Mother
Never
Saw
She
Through
Till
Us
Wealth
Within
Worked
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copy
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AuthorName
Chanda Kochhar
Profession
Businesswoman
BirthDate
17 November, 1966
Country
India
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